:root {
    --primary: #155eef;
    --dark: #101828;
    --text: #475467;
    --light: #f7f9fc;
    --border: #e4e7ec;
    --success: #12b76a;
    --shadow: 0 20px 50px rgba(16, 24, 40, 0.08);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: "Inter", sans-serif;
    color: var(--dark);
    background: #fff;
    line-height: 1.6;
}

a {
    text-decoration: none;
    color: var(--dark);
}

ul {
    list-style: none;
}

img {
    max-width: 100%;
    display: block;
}


/* ========================= HEADER ========================= */
header {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 100;
    padding: 22px 0;
}

.navbar {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 25px;
    font-weight: 800;
    color: #fff;
}

.logo-icon {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: rgba(255, 255, 255, 0.15);
    border: 1px solid rgba(255, 255, 255, 0.25);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 32px;
    color: rgba(255, 255, 255, 0.9);
    font-size: 14px;
    font-weight: 500;
}

.nav-links a {
    transition: 0.3s;
}

.nav-links a.nav-btn:hover {
    color: var(--dark) !important;
}

.nav-links a:hover {
    color: #fff;
}

.nav-btn {
    background: #fff;
    color: var(--primary);
    padding: 12px 20px;
    border-radius: 8px;
    font-weight: 700;
    border: 1px solid var(--primary) !important;
}

.nav-btn:hover {
    /* color: var(--light) !important; */
    background-color: #fff !important;
    border: 1px solid var(--primary) !important;
}

.mobile-menu {
    display: none;
    font-size: 28px;
    color: #fff;
    cursor: pointer;
}

/* ========================= HERO ========================= */
.hero {
    min-height: 720px;
    display: flex;
    align-items: center;
    position: relative;
    overflow: hidden;
    background:
        radial-gradient(circle at 80% 20%,
            rgba(17, 183, 163, 0.35),
            transparent 30%),
        linear-gradient(135deg, #073b9d 0%, #155eef 55%, #0b8f9a 100%);
}

.hero::before {
    content: "";
    position: absolute;
    width: 600px;
    height: 600px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.05);
    right: -200px;
    bottom: -250px;
}

.hero-content {
    position: relative;
    z-index: 2;
    width: 52%;
    padding-top: 80px;
    color: #fff;
}

.badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 14px;
    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 50px;
    font-size: 13px;
    margin-bottom: 25px;
}

.badge span {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #35d6a2;
}

.hero h1 {
    font-size: clamp(44px, 5vw, 68px);
    line-height: 1.08;
    letter-spacing: -2px;
    margin-bottom: 25px;
}

.hero h1 span {
    color: #72e4d3;
}

.hero p {
    max-width: 600px;
    font-size: 18px;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 35px;
}

.hero-buttons {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 14px 24px;
    border-radius: 9px;
    font-size: 14px;
    font-weight: 700;
    transition: 0.3s;
}

.btn-primary {
    background: #fff;
    color: var(--primary);
}

.btn-primary:hover {
    transform: translateY(-2px);
}

.btn-outline {
    color: #fff;
    border: 1px solid rgba(255, 255, 255, 0.4);
    background: rgba(255, 255, 255, 0.05);
}

.btn-outline:hover {
    background: rgba(255, 255, 255, 0.12);
}

/* ========================= HERO CARD ========================= */
.hero-visual {
    position: absolute;
    right: 6%;
    top: 50%;
    transform: translateY(-40%);
    width: 390px;
    z-index: 2;
}

.loan-card {
    background: rgba(255, 255, 255, 0.96);
    border-radius: 24px;
    padding: 28px;
    box-shadow: 0 35px 80px rgba(0, 0, 0, 0.2);
}

.card-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 28px;
}

.card-title {
    font-weight: 700;
}

.verified {
    color: var(--success);
    font-size: 12px;
    font-weight: 700;
    background: #ecfdf3;
    padding: 6px 10px;
    border-radius: 50px;
}

.amount {
    font-size: 42px;
    font-weight: 800;
    color: var(--dark);
    margin-bottom: 5px;
}

.amount-label {
    font-size: 13px;
    color: var(--text);
}

.card-line {
    height: 1px;
    background: var(--border);
    margin: 24px 0;
}

.card-row {
    display: flex;
    justify-content: space-between;
    margin-bottom: 15px;
    font-size: 14px;
}

.card-row span:first-child {
    color: var(--text);
}

.card-row strong {
    color: var(--dark);
}

.card-button {
    width: 100%;
    border: 0;
    padding: 14px;
    border-radius: 9px;
    background: var(--primary);
    color: #fff;
    font-weight: 700;
    margin-top: 12px;
    cursor: pointer;
}

/* ========================= TRUST BAR ========================= */
.trust-bar {
    background: #fff;
    box-shadow: 0 8px 30px rgba(16, 24, 40, 0.05);
    position: relative;
    z-index: 5;
}

.trust-items {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    padding: 28px 0;
    gap: 20px;
}

.trust-item {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    color: var(--text);
    font-size: 14px;
    font-weight: 600;
}

.trust-icon {
    width: 40px;
    height: 40px;
    border-radius: 10px;
    background: #eef4ff;
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
}

/* ========================= COMMON ========================= */
section {
    padding: 100px 0;
}

.section-heading {
    max-width: 650px;
    margin: 0 auto 55px;
    text-align: center;
}

.section-tag {
    color: var(--primary);
    text-transform: uppercase;
    letter-spacing: 1.5px;
    font-size: 12px;
    font-weight: 800;
    margin-bottom: 12px;
}

.section-heading h2 {
    font-size: 42px;
    line-height: 1.2;
    letter-spacing: -1px;
    margin-bottom: 15px;
}

.section-heading p {
    color: var(--text);
    font-size: 16px;
}

/* ========================= HOW IT WORKS ========================= */
.steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 25px;
}

.step {
    text-align: center;
    padding: 30px 20px;
    position: relative;
}

.step-number {
    width: 62px;
    height: 62px;
    border-radius: 18px;
    background: #eef4ff;
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 22px;
    font-size: 20px;
    font-weight: 800;
}

.step h3 {
    font-size: 18px;
    margin-bottom: 10px;
}

.step p {
    color: var(--text);
    font-size: 14px;
}

/* ========================= SERVICES ========================= */
.services-section {
    background: var(--light);
}

.services {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}

.service-card {
    background: #fff;
    padding: 32px;
    border-radius: 18px;
    border: 1px solid var(--border);
    transition: 0.3s;
}

.service-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow);
}

.service-icon {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    background: #eef4ff;
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    margin-bottom: 22px;
}

.service-card h3 {
    font-size: 18px;
    margin-bottom: 10px;
}

.service-card p {
    color: var(--text);
    font-size: 14px;
}

/* ========================= ABOUT / SECURITY ========================= */
.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.about-content .section-tag {
    display: inline-block;
}

.about-content h2 {
    font-size: 42px;
    line-height: 1.2;
    margin-bottom: 20px;
}

.about-content>p {
    color: var(--text);
    margin-bottom: 28px;
}

.check-list {
    display: grid;
    gap: 16px;
}

.check-list li {
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 600;
    font-size: 14px;
}

.check {
    width: 24px;
    height: 24px;
    background: #ecfdf3;
    color: var(--success);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 12px;
}

.security-card {
    background: linear-gradient(145deg, #eff5ff, #eefcf9);
    border-radius: 28px;
    padding: 50px;
    position: relative;
    min-height: 420px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.security-center {
    width: 190px;
    height: 190px;
    border-radius: 50%;
    background: #fff;
    box-shadow: var(--shadow);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
}

.security-center .shield {
    font-size: 48px;
    margin-bottom: 8px;
}

.security-center strong {
    font-size: 15px;
}

.security-center span {
    color: var(--text);
    font-size: 11px;
}

/* ========================= FAQ ========================= */
.faq-section {
    background: var(--light);
}

.faq {
    max-width: 800px;
    margin: auto;
}

.faq-item {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 22px 25px;
    margin-bottom: 14px;
}

.faq-item summary {
    cursor: pointer;
    font-weight: 700;
    list-style: none;
    position: relative;
    padding-right: 25px;
}

.faq-item summary::-webkit-details-marker {
    display: none;
}

.faq-item summary::after {
    content: "+";
    position: absolute;
    right: 0;
    font-size: 20px;
    color: var(--primary);
}

.faq-item[open] summary::after {
    content: "−";
}

.faq-answer {
    padding-top: 15px;
    color: var(--text);
    font-size: 14px;
}

/* ========================= CTA ========================= */
.cta {
    padding: 0 0 100px;
}

.cta-box {
    background: linear-gradient(135deg, #0c3f9e, #155eef 55%, #0d9f91);
    border-radius: 25px;
    padding: 65px;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    overflow: hidden;
}

.cta-box h2 {
    font-size: 38px;
    line-height: 1.2;
    margin-bottom: 12px;
}

.cta-box p {
    color: rgba(255, 255, 255, 0.8);
}

/* ========================= FOOTER ========================= */
footer {
    background: #0b1220;
    color: #fff;
    padding: 70px 0 25px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 50px;
    padding-bottom: 50px;
}

.footer-brand p {
    color: #98a2b3;
    max-width: 320px;
    margin-top: 18px;
    font-size: 14px;
}

.footer-title {
    font-size: 14px;
    font-weight: 700;
    margin-bottom: 18px;
}

.footer-links {
    display: grid;
    gap: 12px;
}

.footer-links a {
    color: #98a2b3;
    font-size: 13px;
}

.footer-links a:hover {
    color: #fff;
}

.footer-contact {
    color: #98a2b3;
    font-size: 13px;
    line-height: 2;
}

.store-buttons {
    display: flex;
    gap: 10px;
    margin-top: 20px;
}

.store {
    border: 1px solid #344054;
    border-radius: 8px;
    padding: 9px 13px;
    font-size: 11px;
}

.store strong {
    display: block;
    color: #fff;
    font-size: 13px;
}

.footer-bottom {
    border-top: 1px solid #1d2939;
    padding-top: 22px;
    display: flex;
    justify-content: space-between;
    color: #667085;
    font-size: 12px;
}

/* ========================= RESPONSIVE ========================= */
@media (max-width: 1000px) {
    .hero-content {
        width: 60%;
    }

    .hero-visual {
        right: 2%;
        width: 330px;
    }

    .steps {
        grid-template-columns: repeat(2, 1fr);
    }

    .services {
        grid-template-columns: repeat(2, 1fr);
    }

    .about-grid {
        gap: 40px;
    }

    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    header {
        padding: 17px 0;
    }

    .hero {
        min-height: auto;
        padding: 150px 0 80px;
    }

    .hero-content {
        width: 100%;
        text-align: center;
        padding-top: 0;
    }

    .hero p {
        margin-left: auto;
        margin-right: auto;
    }

    .hero-buttons {
        justify-content: center;
    }

    .hero-visual {
        display: none;
    }

    .trust-items {
        grid-template-columns: repeat(2, 1fr);
    }

    section {
        padding: 70px 0;
    }

    .section-heading h2,
    .about-content h2 {
        font-size: 32px;
    }

    .about-grid {
        grid-template-columns: 1fr;
    }

    .services {
        grid-template-columns: 1fr;
    }

    .cta {
        padding-bottom: 70px;
    }

    .cta-box {
        padding: 40px 25px;
        flex-direction: column;
        text-align: center;
    }

    .cta-box h2 {
        font-size: 30px;
    }
}

@media (max-width: 500px) {
    .logo {
        font-size: 21px;
    }

    .logo-icon {
        width: 36px;
        height: 36px;
    }

    .hero h1 {
        font-size: 42px;
    }

    .hero p {
        font-size: 16px;
    }

    .trust-items {
        grid-template-columns: 1fr 1fr;
    }

    .steps {
        grid-template-columns: 1fr;
    }

    .security-card {
        padding: 25px;
        min-height: 300px;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .footer-bottom {
        flex-direction: column;
        gap: 10px;
    }
}

body.inner-page {
    color: var(--dark);
    background: #fff;
}

.inner-page header {
    position: relative;
    padding: 14px 0;
    background: #fff;
    border-bottom: 1px solid var(--border);
}

.inner-page .navbar {
    min-height: 52px;
}

.inner-page .logo {
    color: var(--dark);
}

.inner-page .logo-icon {
    background: var(--primary);
    border-color: var(--primary);
    color: #fff;
}

.inner-page .nav-links {
    color: var(--text);
}

.inner-page .nav-links a:hover,
.inner-page .nav-links a.active {
    color: var(--primary);
}

.inner-page .nav-btn {
    background: var(--primary);
    color: #fff;
}


.page-hero {
    background: linear-gradient(135deg, #073b9d, #155eef 58%, #0b8f9a);
    color: #fff;
    padding: 82px 0;
}

.page-hero h1 {
    font-size: clamp(38px, 5vw, 60px);
    line-height: 1.08;
    letter-spacing: -1px;
}

.page-hero p {
    max-width: 650px;
    color: rgba(255, 255, 255, .84);
}

.page-section {
    padding: 78px 0;
}

.page-section.alt {
    background: var(--light);
}

.page-section h2 {
    font-size: clamp(30px, 4vw, 42px);
    letter-spacing: -1px;
}

.page-tag {
    color: var(--primary);
    text-transform: uppercase;
    letter-spacing: 1.5px;
    font-size: 12px;
    font-weight: 800;
}

.page-card {
    height: 100%;
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 28px;
    background: #fff;
}

.page-card .number {
    color: var(--primary);
    font-size: 14px;
    font-weight: 800;
}

.page-card p,
.page-section .lead,
.contact-detail {
    color: var(--text);
}

.page-card h3 {
    font-size: 20px;
    margin-top: 14px;
}

.form-panel {
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: clamp(22px, 4vw, 42px);
    box-shadow: 0 20px 50px rgba(16, 24, 40, .08);
}

.form-control,
.form-select {
    min-height: 48px;
}

footer {
    position: relative;
}

@media (max-width: 575.98px) {
    .page-hero {
        padding: 60px 0;
    }

    .page-section {
        padding: 58px 0;
    }

    .inner-page .footer-bottom {
        gap: 10px;
    }
}

@media (max-width: 991px) {
    .mobile-menu {
        display: block;
    }
}